Hi Readers! These days, banking is not easy for all those who are not aware of the bankings by different apps and other platforms. This article is meant for the real-life problem-solving features for SBI banking through the form of real-life conversations, citing the problem that any customer of SBI who is a pension holder and wants to check their account balance with the officials of SBI. He started the conversation like this: I just wish to look at my balance, Sir. Why is the world so complex nowadays? The pensioner asked the SBI banker in January 2026. Had I a rupee for every word I had heard at the branch, I should be as retired as ever. And by the way, that is precisely the reason why SBI WhatsApp Banking was implemented. I would like to describe this service to you in the same straightforward manner I use when explaining it to customers every day—clear and concise, without unnecessary embellishment.