What Happens Inside an AMC on the Day a Lender Calls About a Missed Deadline A Minute-by-Minute Ops

A loan officer at a regional lender has just called their AMC account contact not through the portal, not through the ticketing system, but directly on the phone, because a purchase appraisal that was supposed to be delivered yesterday still has not arrived. The closing is scheduled for Thursday. The borrower has already given notice at their apartment. The real estate agent calls the loan officer every two hours.