DEI-Compliant Appraisal Management: What AMCs Must Do Differently in 2026

Since the Property Appraisal and Valuation Equity Task Force, better known as PAVE, published its action plan in 2022, the federal regulatory posture on appraisal bias has shifted meaningfully. State regulators have launched enforcement actions. Investigative journalism has documented individual cases of racially disparate valuations. Lenders have faced scrutiny over their oversight of AMC partners. And borrowers, advocates, and legislators have made it clear that the status quo is not acceptable.