Pay After Graduation – Education Loan Moratorium Worried about repaying your education loan while you are still studying? With SwipeLoan, you can choose a moratorium period that allows you to start repayment only after graduation. This means you can focus fully on your studies today and begin repaying once you are financially ready. What is a Moratorium Period A moratorium is a grace period during which you are not required to make EMI payments. It usually lasts through the course duration and may include an additional six to twelve months after graduation, giving you time to settle into a job. Key Benefits No EMIs during the study period Additional grace period after course completion Loan amounts from fifty thousand to two crore Covers tuition fees, hostel, travel, books, and living expenses Repayment terms up to fifteen years No collateral required for eligible courses and institutions Who Can Apply Students with confirmed admission to a recognized college or university Applicants for undergraduate, postgraduate, or professional courses Co-applicants such as parents or guardians with a steady income Why Choose SwipeLoan Instant eligibility check and fast approvals Compare offers with flexible moratorium options 100 percent digital process with minimal paperwork Transparent terms and expert support from start to finish Final Note Start your education today without worrying about immediate repayments. Choose a student loan with a moratorium from SwipeLoan and pay after graduation with confidence.