UTR Number Check Step-by-Step Updated Guideline 2025

When you make a bank-to-bank fund transfer through an online method, you receive a Unique Transaction Reference or UTR number, which is then used to track the transaction status. Whether you make a fund transfer through instant payment service, NEFT, RTGS, or UPI, you will receive a UTR number linked to the specific transaction. In this article, we will explore everything about the UTR numbers, their significance, and the UTR number check.