Viyona Fintech has received TPAP approval from NPCI, enabling it to offer UPI services via its platforms, GraamPay and Viyona Pay. This marks a major step in advancing digital payments across India, especially in rural areas. GraamPay empowers farmers and small merchants with seamless UPI transactions, collections, and payouts. Viyona is also launching a farmers\' marketplace, promoting fair pricing, faster settlements, and broader UPI access.