The approval will allow Viyona Fintech to extend Unified Payments Interface (UPI) services in partnership with banks, further contributing to the growth of India’s digital payments ecosystem, the company said in a statement. With this authorization, Viyona Fintech aims to provide secure and scalable UPI solutions designed to boost financial inclusion across both urban and rural markets. Viyona Fintech’s flagship offering, GraamPay, has been built to empower farmers, small merchants, and local communities by enabling seamless digital collections, payouts, and frictionless UPI transactions, it added.