There is a term that appears in virtually every serious conversation about UAD 3.6, appraisal technology, and mortgage data standards, and it does not always get the plain-language explanation it deserves. MISMO. For lenders evaluating their AMC partners heading into the second half of 2026, understanding what MISMO data compatibility means and why it matters right now is not a technical deep-dive exercise reserved for IT teams. It is a core part of vendor due diligence that belongs to every AMC relationship conversation happening before November 2.